Stablecoins are a type of digital currency that avoids volatility. They are tokens backed by fixed assets, like gold or fiat currency (government issued money such as the US Dollar). Because Stellar was designed for the express purpose of tokenizing fiat currencies, issuing stablecoins is a native feature of the network.

The Stellar platform was designed for stablecoins before stablecoin was even a word.


Traditional Digital Currencies

In general, digital currencies have a high degree of volatility. Their prices can fluctuate dramatically, making them difficult for most people to adopt. Not knowing what the value of your tokens will be tomorrow can feel very uncomfortable.


With stablecoins, your tokens are backed 1:1 with fiat in reserve by insured accounts dedicated to stablecoin redemption. This means, for example, depositing $10 USD and converting it to tokens on Stellar, they will remain the equivalent of $10 USD. You can exchange those tokens for other currencies or redeem it again in USD at any time; the value will only be as volatile as the US dollar itself.


USD Coin (USDC) is a leading stablecoin developed by the Centre Consortium, a collaboration between Circle Internet Financial (Circle) and Coinbase. It's a digital asset issued by regulated financial institutions, fully backed by reserve assets, and redeemable on a 1:1 basis for US dollars. Stellar USDC is part of Centre's multi-chain USDC framework, meaning developers and businesses can integrate USDC into Stellar-based apps and services to allow users to make deposits and withdrawals. Users can hold, transfer, and trade USDC just like any other asset on the network.

How it works


The Benefits of Stellar



Exchange value through fiat-backed stablecoins like USDC and avoid volatility.



Make cross-border payments and remittances in minutes.



Transfer money or other value for a fraction of a penny.

Start using Stellar

Stellar’s expanding network of anchors, applications, and partner companies is changing how people exchange and send money. Curious how Stellar could help you move value across borders and grow your business? We’d love to talk.